Insurance Broker and Employee Benefits in Massachusetts


Second To Die Life Insurance for Inheritance Tax Protection

If you have a large estate and you are married, at the second death, your heirs may discover that they could lose between federal and state inheritance taxes 40% to 50% of your lifetime assets. A second-to-die life insurance policy, held by an Irrevocable Life Insurance Trust, offers a tax-free way to pay pennies on the dollar and eliminate your family’s tax liability. Life insurance held in an Irrevocable Trust is an economical and completely tax-free tool that will protect your other assets and provide instant cash without the need for a forced sale of other assets to satisfy the tax man. With few exceptions, federal and state inheritance taxes are due nine months after the death of the second spouse.


Contact us today for a
FREE, no obligation consultation and quote at 781.934.0648.

Or, complete the form, and one of our knowledgeable Insurance Brokers will contact you shortly: